The Ins and Outs of Property & Casualty Insurance, With Latanya Simmons & Meghan Dowd

Tuesday, March 30, 2021

Worth Knowing/Know Better. Do Better./The Ins and Outs of Property & Casualty Insurance, With Latanya Simmons & Meghan Dowd

The Ins and Outs of Property & Casualty Insurance, With Latanya Simmons & Meghan Dowd


This is the “Know Better, Do Better” series born from the countless conversations two CERTIFIED FINANCIAL PLANNER™ professionals, Lauryn Williams and Chloé Moore, have about the trendy narratives and clickbaity articles that make it hard for them to help their clients. They want to help you gain financial confidence and clarity to control your destiny.

In this episode of the series, Lauryn and Chloé talk with guest panelists Personal Risk Advisor Meaghan Dowd, CPRIA and Private Risk Advisor, LaTanya Simmons, CPCU, CPRIA about the ins and outs of Property and Casualty insurance.

A lot of people tune out when they hear the word “insurance”, thinking it’s either a boring topic or just going to cost them money. But insurance can actually be a pretty cool thing to help you build and protect wealth. It’s important to understand what types of insurance you need to properly cover all the different areas of your life and finances.

In this episode, we discuss:

  • What P&C insurance (property and casualty insurance) is and what it covers
  • ​Why insurance coverage isn’t one-size-fits-all
  • ​Best insurance coverage for the gig and rental economy (Airbnb, Uber, Turo, etc)
  • ​The biggest misconception with auto insurance
  • ​Can you really use your credit card insurance instead of insurance offered through rental car companies?
  • ​When is the right time to add your significant other to your insurance policies?
  • ​How to know if you need insurance and how to be eligible for it
  • ​What you need to know about personal articles coverage
  • ​Why it’s helpful to work with a traditional insurance company instead of an online solution and how to know when it’s time to move to high-end providers
  • ​Insurance considerations for entrepreneurs working from home as well as individuals who hire nannies, landscapers, housekeepers and other service providers

Shared quote: “Remember; when disaster strikes, the time to prepare has passed.” – Steve Cyros

Homeowners Coverage in the Age of Catastrophic Weather Patterns

If you want to further connect with Chloé Moore:
Instagram: @financialstaples
Twitter: @finstaples
Facebook: @finstaples
LinkedIn: @chloemoore

If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:

Instagram: @worthwinning
Facebook: @worthwinningfp
LinkedIn: @lauryn-williams

Lauryn Williams

Hi, I'm Lauryn

Certified Financial Planner

Welcome to the Worth Listening podcast and blog where we focus on having positive and productive conversations about money.

Interested in being a guest on our show? Email us today at We'd love to hear from you!

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